Lending Senior Analyst

Location Dublin
Discipline: Banking & Finance
Job type: Permanent
Salary: 60,000
Contact name: Gavin Holmes

Contact email: gavin.holmes@executiveconnections.ie
Job ref: J40160
Published: 24 days ago
Startdate: ASAP

Job Summary:

The SBCI was established as the Irish National Promotional Institution under the SBCI Act 2014 with the objective of delivering low cost flexible funding initially to Irish SMEs and in time to other market sectors, addressing failures in the Irish credit market and driving competition and innovation. It is the role of the SBCI as a national promotional institution to provide effective financial supports to the market in order to promote economic development of the Irish state.

Our client has a Lending Senior Analyst’s role that is to positively and actively support the Lending Manager in managing the sourcing, establishment and on-going management of the SBCI On-Lender relationships. The Lending Senior Analyst will also assist in the development of the Lending function as part of the SBCI ‘s overall strategy plan.  

The SBCI currently provides funding and guarantees to a range of on-lending finance providers to support the provision of long-term low-cost credit to SMEs in Ireland. The SBCI continues to develop its range of financial supports to address market failures in the Irish credit market. It is essential that these products are effectively researched in development and promoted in the market, once deployed.

Principal Accountabilities:

The role will include and is not limited to:

  • Assist in conducting an analysis and due diligence of all new On-Lender business plans.

  • Assist in the preparation of detailed credit underwriting assessment of new & existing On-Lenders in preparation for presentation to the SBCI Senior Management Team, Credit Committee & Board as appropriate.

  • Assist in the implementation of robust policies, procedures and processes to distribute the SBCI’s products through its On-Lender Partners.

  • Support the development of the lending credit model for SBCI and assist in the implementation of the SBCI strategy

  • Support the Lending Manager in the on-going management and monitoring of On-Lender relationships ensuring compliance with SBCI terms and conditions and best in class customer engagement.

  • Assist with the management of relationships with key internal and external stakeholders

  • Participating in cross function projects as required.

     

Experience /Skills:

  • Strong Experience of credit assessment in a financial institution with a minimum of 3 years’ relevant experience

  • Third level qualification with credit, banking or equivalent experience would be an advantage.

  • Broad knowledge of all aspects of the SBCI business and ability to communicate clearly on same in developing others.

  • Proven track record of operating in a changing/demanding environment with ability to manage multiple assignments to a consistently high standard.

  • A high level of numeracy and attention to detail are critical.

  • Strong general literacy and IT skills with ability to analyse, to model data, to interpret and deliver key management information

  • Strong communication and interpersonal skills which are focused on the achievement of SBCI’s Marketing objectives.

  • Proven ability to collaborate with internal and external stakeholders.

  • Ability to work effectively as part of a team in a dynamic environment, adapting as required to the evolving business needs.